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How can modifications affect your car's digital insurance?

 How can modifications affect your car's digital insurance?

To learn more about items affecting the cost of digit General Insurance's car premium, read this article.

Your car is your most expensive. You should make sure that the premium is affordable when you get car insurance. A variety of factors determine the amount of the car premium. In this piece, we will go through the main elements that affect the cost of your Go Digit general premium. Buying the car of your dreams is nothing less than a victory. You look at a lot of sites, apply for a car loan, and then shop around for the greatest deal on a new car. Buying a new car has a number of fees, one of which is insurance.

How can changes affect your digital car insurance?

Your car may be modified in a variety of ways. The modified car is a car that has been changed to improve its appearance and performance. Your car modifications may be classified by your insurance company into different categories. Here are some examples of the types of adjustments that may be made:

1. Adjustments to appearance

2. Changes in performance

3. Modifications to the structure

If you make any changes to your car, you must notify your insurance company immediately. The insurance company will probably add an endorsement to your car insurance policy, requiring you to pay an additional premium. Chrome bumpers, fog lights, race tires or chrome wheels, hood ornaments, front and rear spoilers, accent lights under the car, and the best sound equipment are some of the modifications that May lead to premium support bearing.

Insurance factors affecting your digital car

The items that affect the cost of your car premium in Go Digit General Insurance are as follows: -

Type of coverage

Comprehensive insurance and third-party insurance are the two most common types of car insurance. Comprehensive insurance covers both insured vehicle damage, repairs, and anything else arising as a result of unexpected accidents, as well as third-party obligations. As a result, compared to third-party insurance, a comprehensive private car insurance scheme in India sets a higher insurance price. Go Digit General Insurance can provide you with comprehensive third-party car insurance for your vehicle. 

Engine types/powertrain

Because diesel cars are more expensive, your premium in going public insurance number will be greater if your car has a diesel engine. In this scenario, the declared value insured is a factor to consider. It is the market value of cars at the time of purchase. Premium cars have higher premiums than their less expensive competitors, which may be due to the same concept.


Surprisingly, the cost of go Digit public insurance coverage is affected by your occupation. If your business requires regular use of your car, you will almost certainly have to pay a higher premium. This is due to the fact that the car is falling faster than other cars covered by the policy.

Take away

The type of change you make and the risks the insurance company sees in the update will affect your car insurance price. Modifications to your vehicle's appearance and performance are considered higher accident risks by insurance companies. Engine modifications, spoilers, body sets, sports seats, and other modifications among them. Improvements can increase the value of your car while making it more vulnerable to theft. As a result, extreme caution must be exercised in this area. If your insurance is cancelled, getting your car insured in the future will be much more difficult and expensive. So, if you're unsure, check twice before advertising.

Read also: 

How to reduce your car premium?

The most important factors that determine your car's premium

Disclaimer: This article is published in the public interest and is intended for public information purposes only. Readers are advised not to rely on the contents of the article as crucial in nature, and further research or expert consultation should be conducted in this regard.