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How to renew expired car insurance with Tata AIG General Insurance?

How to renew expired car insurance with Tata AIG General Insurance?

Read this article to understand the importance of regularly renewing your car insurance and getting simple steps to renew your car insurance policy online with Tata AIG General Insurance.

The existence of a valid car insurance policy is mandatory for every car owner in accordance with the Indian Automobile Act. More than one commitment, the presence of car insurance has become a major necessity. With the increase in the number of cars on the road, accidents increased and became unexpected. Like any other insurance policy, you will be asked to renew your car insurance regularly to stay covered. This article will help you understand the need to renew your car insurance regularly and provide you with simple steps to renew your insurance policy with Tata AIG General Insurance.

Why should your car be renewed in time?

Having an invalid or expired insurance policy is totally useless. This is because your car insurance claim will be rejected if your policy expires. This situation is financially serious because it may leave you unexposed. Here are why you need to renew your car insurance policy regularly - 

1. Mandatory in accordance with the law

Having valid insurance on cars is crucial if you want to avoid legal complications. Under The Indian Automobile Act, each car owner must have a valid insurance policy against the responsibility of a third party to drive their cars legally on the road. If any driver is found with expired car insurance policy papers, they are likely to be subject to heavy fines. 

2. Zero Protection

If your car insurance policy expires, you will be left unprotected until your car insurance policy is renewed or you buy a new one. This is a terrible situation as you can't predict accidents. If you are involved in an accident after your policy expires, you cannot file a claim under your expired insurance because its duration has expired leaving you unprotected. 

3. There is no claim bonus

No claim bonus is the premium discount offered by insurance companies to their policyholders for each free year of claim. This discount is cumulative and gradual in nature. This means that for each claim-free period in your policy, you will get a discount on your premium that will reduce its cost. Renewing your policy on time will help you take advantage of this NCB component. However, if you do not renew it within the specified time or 90 days, you are likely to lose this discount. 

4. An opportunity to change your policy

Renewing your car insurance policy is the best chance for you to switch insurance companies or switch the type of your insurance policy. You can choose different additional covers for your insurance that suit your needs. 

How to renew your car insurance policy with Tata AIG General Insurance? 

Tata AIG General Insurance has enabled its customers to renew their online car insurance from their stay without any hassle. Here are the steps you can take to renew your car insurance policy at Tata AIG General Insurance - 

1. Visit tata AIG's official website for general insurance and choose to renew your car insurance policy under car insurance.

2. This will require you to provide details on your vehicle registration number, registration date, form and replacement.

3. You will have to enter your contact details and the number of current or expired car insurance policies. 

4. Once these details are provided, click the follow-up tab to change or confirm the type of policy on your car.

5. The site will then take you to a page where you can choose additional covers for your car insurance plan. 

6. This will bring you a quote for your car insurance plan based on the details you have provided. 

7. Confirm your preferences and pay the premium amount using your online banking or debit/credit card. 

8. The refurbished car insurance policy policies will be sent to you in your email indicating the successful renewal of your car insurance policy. 

Take away

Renewing your insurance policy on time will help you stay in coverage all the time. Having valid car insurance will keep you financially safe from the heinous expenses incurred to repair your car in the event of an accident. So, renew your car on time and drive safely. 

Read also:

5 Most important sections in the drafting of the car insurance policy

The most important factors that determine your car's premium

Disclaimer: This article is published in the public interest and is intended for public information purposes only. Readers are advised not to rely on the contents of the article as crucial in nature, and further research or expert consultation should be conducted in this regard.